state farm auto policy booklet

State Farm and its insureds rights and responsibilities are expressly found in the language TENNESSEE Personal Auto Policy, Senate Bill 411 Sponsored by Senators GELSER, ROSENBAUM; Senator SHIELDS (Presession filed. The 2021 state policies are available in the searchable table below. The fee specified in any fee schedule: a. applicable to medical payments coverage, no-fault coverage, or personal injury protection coverage included in motor vehicle liability policies issued in the state where medical services are provided; and. State farm mutual automobile insurance co. V. The cost of the damages is $500K. Regardless of the amount of any award, including any judgment or default judgment, we are not obligated to pay any amount in excess of the available limits under this coverage of this policy. xref The most we will pay for loss to a non-owned trailer or a non-owned camper is $2,500. Additional Definition Insured means: 1. you and resident relatives for: a. the ownership, maintenance, or use of: (1) your car; (2) a newly acquired car; or (3) a trailer; and b. the maintenance or use of: (1) a non-owned car; or (2) a temporary substitute car; 2. the first person shown as a named insured on the Declarations Page and that named insured s spouse who resides primarily with that named insured for the maintenance or use of a car that is owned by, or furnished by an employer to, a person who resides primarily in your household, but only if such car is neither owned by, nor furnished by an employer to, the first person shown as a named insured on the Declarations Page or that person s spouse; 3. any other person for his or her use of: a. your car; 5. OREGON MUTUAL INSURANCE GROUP G0240AI (7-14) CUSTOM SHIELD AUTO POLICY TABLE OF CONTENTS Declarations... attached inside front cover Agreement... 1 Definitions... 1 Your Duties After an Accident or Loss... To make this website work, we log user data and share it with processors. Copyright", Self-Insured Coverage Document Auto Physical Damage, e-copy Florida Personal Auto Policy Security National Insurance Company Claims HelpPoint Claim Services 1-800-527-3907, OREGON MUTUAL INSURANCE GROUP G0242AW (10-14) CUSTOM SHIELD AUTO POLICY, COLORADO PERSONAL AUTO POLICY IMPORTANT NOTICE, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY, TENNESSEE PERSONAL AUTOMOBILE INSURANCE POLICY. Exclusions THERE IS NO COVERAGE FOR AN INSURED: 1. WHO INTENTIONALLY CAUSES BODILY INJURY OR DAMAGE TO PROPERTY; 2. 500 W 5th Street Winston Salem, NC 27101-2728 Integon General Insurance Corporation New South Insurance, Gold Policy Report Claims To: Alliance United Insurance Company P.O. State Farm® Car Policy Booklet California Policy Form 9805B Please read the policy carefully. Crucial trading samples Conjugation Repriced. If there is an accident, contact your State Farm agent or one of our Claim Offices at once. (See “INSURED’S DUTIES” in this policy booklet.) We have no duty to pay attorney fees and court costs incurred after we deposit in court or pay the amount due under this policy s Liability Coverage. If: (1) more than one Car Policy issued to you or any resident relative by the State Farm Companies provides Liability Coverage which applies to the accident as primary coverage; and (2) liability coverage provided by one or more sources other than the State Farm Companies also applies as primary coverage for the same accident, then the State Farm Companies will pay the proportion of damages payable as primary that the maximum amount that may be paid by the State Farm Companies as determined in 1. above bears to the sum of such amount and the limits of all other liability coverage that apply as primary coverage. 16 Additional Definitions Covered Vehicle means: 1. your car; 2. a newly acquired car; 3. a temporary substitute car; 4. a camper that is designed to be mounted on a pickup truck and shown on the Declarations Page; 5. a non-owned car while it is: a. being driven by an insured; or b. in the custody of an insured if at the time of the loss it is: (1) not being driven; or (2) being driven by a person other than an insured and being occupied by an insured; and 6. a non-owned trailer and a non-owned camper while it is being used by an insured; including its parts and its equipment that are common to the use of the vehicle as a vehicle. Insuring rvs. does not apply if the vehicle is being used in connection with an activity other than racing, high speed driving, or any type of competitive driving; 15. WHO IS AN EMPLOYEE OF THE UNITED STATES OF AMERICA OR ANY OF ITS AGENCIES, IF THE PROVISIONS OF THE FEDERAL TORT CLAIMS ACT APPLY. (4) If you and we agree, then windshield glass will be repaired instead of replaced. POLICIES; 2. LOSS TO YOUR CAR OR A NEWLY AC- QUIRED CAR IF AN INSURED VOLUN- TARILY RELINQUISHES POSSESSION OF THAT CAR TO A PERSON OR ORGANIZA- TION UNDER AN ACTUAL OR PRE- SUMED SALES AGREEMENT; 6. Interest on damages owed by the insured that accrues: a. before a judgment, where owed by law, but only on that part of the judgment we pay; and b. after a judgment. Impacts. YOUR CAR WHILE SUBJECT TO ANY: a. LIEN AGREEMENT; b. You can count on us to be there when you need us. So what does that mean? S�r How does State Farm Umbrella Insurance work? WARNING … Latest News from. 38a-334 page 1 (10-00) TABLE OF CONTENTS Minimum Provisions for Automobile Liability Insurance Policies Covering Motor Vehicles Required areas of coverage.... 38a-334-1 Definitions.... STANDARD PERSONAL AUTO POLICY TABLE OF CONTENTS PART A LIABILITY COVERAGE PART B MEDICAL PAYMENTS COVERAGE PART C UNINSURED MOTORISTS COVERAGE - NEW JERSEY PART D COVERAGE FOR DAMAGE TO YOUR AUTO PART, Bristol West is a member of the Farmers Insurance Group of companies. The limit shown under Each Person is the most we will pay for all damages resulting from bodily injury to any one person injured in any one accident, including all damages sustained by other persons as a result of that bodily injury. Occupying means in, on, entering, or exiting. LOSS TO ANY COVERED VEHICLE THAT RESULTS FROM: a. AUTOMOBILE INSURANCE POLICY OKLAHOMA For information regarding the policy, please contact your Shelter Insurance Agent. That said, let’s take a look at a sample State Farm auto policy to see what an average driver might pay for car insurance. LOSS TO ANY COVERED VEHICLE DUE TO FUNGI. Required Out-of-State Liability Coverage If: 1. an insured is in another state of the United States of America, a territory or possession of the United States of America, the District of Columbia, or any province or territory of Canada, and as a nonresident becomes subject to its motor vehicle compulsory insurance law, financial responsibility law, or similar law; and 2. this policy does not provide at least the minimum liability coverage required by such law for such nonresident, then this policy will be interpreted to provide the minimum liability coverage required by such law. PERSONAL AUTOMOBILE INSURANCE POLICY ILLINOIS IMPORTANT Notify the Company at 7400 N. Caldwell, Niles, IL 60714, (773) 299-7500, of EVERY accident, however slight, immediately upon its occurrence. PLEASE READ THE ENTIRE FORM CAREFULLY. mhelissll. Sample Document. IF UNINSURED MOTOR VEHICLE COV- ERAGE PROVIDED BY THIS POLICY AND ONE OR MORE OTHER VEHICLE POLI- CIES ISSUED TO YOU OR ANY RESIDENT RELATIVE BY ONE OR MORE OF THE STATE FARM COMPANIES APPLY TO THE SAME BODILY INJURY, THEN: a. State Farm Car Policy Booklet Nevada Policy Form, 2 CONTENTS THIS POLICY... 3 DEFINITIONS... 4 LIABILITY COVERAGE... 5 Additional Definition... 5 Insuring Agreement... 6 Supplementary Payments... 6 Limits... 6 Nonduplication... 7 Exclusions... 7 If Other Liability Coverage Applies... 8 Required Out-of-State Liability Coverage... 9 Financial Responsibility Certification... 9 MEDICAL PAYMENTS COVERAGE... 9 Additional Definitions... 9 Insuring Agreement Determining Medical Expenses Limit Exclusions If Other Medical Payments Coverage or Similar Vehicle Insurance Applies...11 Our Payment Options UNINSURED MOTOR VEHICLE COVERAGE...12 Additional Definitions Insuring Agreement Consent to Settlement Deciding Fault and Amount Limits Nonduplication Exclusions If Other Uninsured Motor Vehicle Coverage Applies Our Payment Options PHYSICAL DAMAGE COVERAGES Additional Definitions Insuring Agreements Supplementary Payments Comprehensive Coverage and Collision Coverage Limits and Loss Settlement Comprehensive Coverage and Collision Coverage Limits Car Rental and Travel Expenses Coverage Nonduplication...19 Exclusions...19 If Other Physical Damage Coverage or Similar Coverage Applies...21 Financed Vehicle...21 Our Payment Options...21 DEATH, DISMEMBERMENT AND LOSS OF SIGHT COVERAGE...22 Additional Definition...22 Insuring Agreement...22 Benefit...22 Exclusions Death, Dismemberment and Loss of Sight Coverage and Loss of Earnings Coverage...23 Our Payment Options Death, Dismemberment and Loss of Sight Coverage and Loss of Earnings Coverage...24 LOSS OF EARNINGS COVERAGE...23 Additional Definitions...23 Insuring Agreement...23 Limit...23 Exclusions Death, Dismemberment and Loss of Sight Coverage and Loss of Earnings Coverage...23 Our Payment Options Death, Dismemberment and Loss of Sight Coverage and Loss of Earnings Coverage...24 INSURED S DUTIES...24 Notice to Us of an Accident or Loss...24 Notice to Us of a Claim or Lawsuit...24 Insured s Duty to Cooperate With Us...24 Questioning Under Oath...24 Other Duties Under the Physical Damage Coverages...24 Other Duties Under Medical Payments Coverage, Uninsured Motor Vehicle Coverage, Death, Dismemberment and Loss of Sight Coverage, and Loss of Earnings Coverage...25, 3 GENERAL TERMS When Coverage Applies Where Coverage Applies Newly Owned or Newly Leased Car Changes to This Policy Premium Renewal Nonrenewal Cancellation...27 Assignment...27 Bankruptcy or Insolvency of the Insured...28 Concealment or Fraud...28 Our Right to Recover Our Payments...28 Legal Action Against Us...28 Choice of Law...29 Severability This policy consists of: a. the most recently issued Declarations Page; b. the policy booklet version shown on that Declarations Page; and c. any endorsements that apply, including those listed on that Declarations Page as well as those issued in connection with any subsequent renewal of this policy. Created by. Throughout this, Nevada Personal Auto Policy For questions about your policy, please call: 1-800-926-6012 Esurance Insurance Company 650 Davis Street San Francisco, CA 94111-1904 Important: Please read your Nevada Personal. FOR THE OWNERSHIP, MAINTENANCE, OR USE OF ANY VEHICLE WHILE IT IS: a. Bodily Injury To Others (Part 1), 2. To learn more about auto insurance coverage in your state, contact your State Farm agent. If there is an accident, contact your State Farm agent or one of our Claim Offices at once. 04-08). 0000004646 00000 n Metacritic. withdrew her insurance claim against State Farm. startxref �MN�k�ؤ��-dm��Ry�a ���~��;1������Y��K�z��{L2h� Emergency Road Service Coverage We will pay the fair cost incurred by an insured for: a. up to one hour of labor to repair a covered vehicle at the place of its breakdown; b. towing to the nearest repair facility where necessary repairs can be made if a covered vehicle is not drivable; c. towing a covered vehicle out of a location where it is stuck if the vehicle is on or immediately next to a public road; d. delivery of gas, oil, battery, or tire necessary to return a covered vehicle to driving condition. (3) If the repair or replacement of a part results in betterment of that part, then you or the owner of the covered vehicle must pay for the amount of the betterment. 0000002757 00000 n This exclusion applies whether or not the required benefit has been reimbursed to the payer in whole or in part by or on behalf of the injured person; 3. WHO IS OCCUPYING A VEHICLE WHILE IT IS RENTED TO OR LEASED TO OTH- ERS BY AN INSURED; 4. WHO IS OCCUPYING A VEHICLE WHILE IT IS BEING USED TO CARRY PERSONS FOR A CHARGE. IF MEDICAL PAYMENTS COVERAGE OR OTHER SIMILAR VEHICLE INSURANCE PROVIDED BY ONE OR MORE SOURCES OTHER THAN THE STATE FARM COM- PANIES ALSO APPLIES AS EXCESS COVERAGE, THEN WE WILL PAY THE PROPORTION OF MEDICAL EXPENSES AND FUNERAL EXPENSES PAYABLE AS. State Farm Fire and Casualty Company; and 3. SECURITY NATIONAL INSURANCE COMPANY FLORIDA PERSONAL AUTO POLICY IMPORTANT NOTICE The named insured has made Security National Insurance Company (hereinafter called the Company) a written application. We may choose one or more policies from which to make payment. The PAP covers personal … State Farm is slashing premiums owed on 40 million vehicles, making it the latest carrier to offer consumers a financial-relief program as auto claims have plunged under shelter-at-home restrictions. Please read the policy carefully. However, parts and equipment of trailers and campers must be securely fixed as a permanent part of the trailer or camper. State Farm Car Policy Booklet, INFORMATION NOTICE AUTO POLICY SUMMARY AND RELATED DISCLOSURES THIS INFORMATIVE BOOKLET, CONTAINING: a) Information notice, including policy summary and related disclosures, and b) Glossary, SHALL BE AVAILABLE, PERSONAL AUTO POLICY STOCK COMPANY DISCOVERY INSURANCE COMPANY PO BOX 200 KINSTON, NORTH CAROLINA 28502 THESE POLICY PROVISIONS WITH THE DECLARATIONS PAGE AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART, OREGON MUTUAL INSURANCE GROUP G0574AO (1-10) SECTION II - PERSONAL INJURY PROTECTION We agree with you, subject to all the terms of this endorsement and to all of the terms of the policy unless modified, AUTO INSURANCE POLICY WHERE TO FIND IT INSURANCE AGREEMENT AND DECLARATIONS GENERAL DEFINITIONS AUTOMOBILE LIABILITY Additional Definitions For This Coverage Coverage Provided Additional Benefits We Will, Millennium Policy Report Claims To: Alliance United Insurance Company P.O. Gravity. FOR DAMAGE TO PROPERTY WHILE IT IS: a. (2) The damaged covered vehicle must be given to us in exchange for our payment, unless we agree that the owner may keep it. Does State Farm offer an umbrella insurance policy? Part of the policy is a page marked Coverage Selections. Applies when an auto policy has been in force two or more years. Please read the policy carefully. FOR AN INSURED WHOSE BODILY IN- JURY RESULTS FROM THE DISCHARGE OF A FIREARM; 4. Start studying State Farm Terms and Acronym's. The physical damage coverages are Comprehensive Coverage, Collision Coverage, Emergency Road Service Coverage, and Car Rental and Travel Expenses Coverage. 2. inform the insured in writing that we do not consent, then the insured may not accept such settlement offer and: a. we will make payment to the insured in an amount equal to such settlement offer. Subject to the Each Day limit, the limit shown under Each Loss is the most we will pay for Car Rental Expense incurred as a result of any one loss. c. Rental Car Repayment of Deductible Expense We will pay the comprehensive deductible or collision deductible an insured is required to pay the owner of a car rented from a car business. State Farm Auto Policy Pdf . About This Policy This is your, PAGE - VEHICLES 7 8 9 0 ) Select the Year, Make and Model of your vehicle. Uninsured Motor Vehicle means a land motor vehicle: 1. the ownership, maintenance, and use of which is: a. not insured or bonded for bodily injury liability at the time of the accident; or b. insured or bonded for bodily injury liability at the time of the accident; but (1) the limits are less than required by the Nevada Motor Vehicle Safety Responsibility Act; or (2) the insuring company: (a) denies that its policy provides liability coverage for compensatory damages that result from the accident; or (b) is or becomes insolvent; the owner and driver of which remain unknown and which strikes: a. the insured; or b. the vehicle the insured is occupying, and causes bodily injury to the insured; or 3. an underinsured motor vehicle. OWNED BY; b. CONVERSION; c. EMBEZZLEMENT; OR d. SECRETION BY AN INSURED, A CONSIGNEE, AN AGENT OF A CONSIGNEE, OR A PERSON WHO OBTAINS POSSESSION OF THE, 20 COVERED VEHICLE WITH THE PERMIS- SION OF A CONSIGNEE OR AGENT OF A CONSIGNEE; 5. FAILS OR IS DEFECTIVE; OR b. That said, it’s missing the breadth of discounts that other providers offer, so it’s important to compare quotes to make sure you’re receiving the best possible premi… THAT IS NOT LEGAL FOR USE IN OR ON THE COVERED VEHICLE IN THE JURISDICTION WHERE THE COV- ERED VEHICLE IS REGISTERED; OR b. Box 694140 Miami Gardens, FL 33269-1140 IMPORTANT LIMITED COVERAGE POLICY: Please, LC 0 Regular Session // (TSB/ps) D R A F T SUMMARY Provides that insurer that has duty to defend insured against claim has fiduciary duty toward insured if insurer does defend against claim. Policy. "Newly acquired auto" means any of the follow-ing types of vehicles you become the owner of during the policy period: a. The PAP covers personal … 3. State Farm® Car Policy Booklet Nevada Policy Form 9828A USAA 9800 Fredericksburg Road San Antonio, Texas 78288 DECLARATIONS PAGE, GEICO ONE GEICO PLAZA. We'll send you a confirmation email within a few hours. As noted in other posts, Personal Injury Protection benefits and payments are controlled by the Florida No Fault Law (Fla. Stat. (d) The appraisers shall only determine the actual cash value of the covered vehicle. (2) The cost to repair the covered vehicle does not include any reduction in the value of the covered vehicle after it has been repaired, as compared to its value before it was damaged. WHILE MAINTAINING OR USING ANY VEHICLE OTHER THAN YOUR CAR, A NEWLY ACQUIRED CAR, A TEMPORARY SUBSTITUTE CAR, OR A TRAILER IN ANY BUSINESS OR OCCUPATION OTHER THAN A CAR BUSINESS OR VALET PARK- ING. Reasonable Expenses mean the lowest one of the following charges: 1. Auto Policy Declarations. b. 0000000692 00000 n 04-08) The coverage provided under: 1. To send an email, please click here to complete the form. Except as provided in 2. above, the Uninsured Motor Vehicle Coverage provided by this policy applies as excess coverage. Limit The Medical Payments Coverage limit is shown on the Declarations Page under Medical Payments Coverage Limit Each Person. Founded in 1922, Bloomington, Illinois-based State Farm started out selling auto insurance and now sells about 100 different products, including renters insurance. Drivers Training Discount. If there is an accident, contact your State Farm agent or one of our Claim Offices at once. If there is an accident, contact your State Farm agent or one of our Claim Offices at once. Washington state farm bureau. Any person or organization that provides the medical services or funeral services. Other People s Use of Your Car - Example, LYNDON SOUTHERN INSURANCE COMPANY. 0000003107 00000 n This policy provides Medical Payments Coverage if C is shown under SYMBOLS on the Declarations Page. Box 6042 Camarillo, CA 93011-6042 Phone (800) 508-5833, e-copy Michigan Personal Auto Policy Bristol West Preferred Insurance Company Claims HelpPoint Claim Services 1-800-527-3907. During 2009, a change was made to the policy which placed reliance upon the Code of Conduct and Senior Leadership Questionnaires. Investing involves risk, including potential for loss. RENTAL CAR COVERAGE & THE MAP- SO MUCH EXPOSURE & SO LITTLE COVERAGE Robin Federici, CPCU, AAI, ARM, AINS, AIS, CPIW PO BOX 781. WHILE MAINTAINING OR USING A NON- OWNED CAR IN ANY BUSINESS OR OC- CUPATION OTHER THAN A CAR BUSI- NESS OR VALET PARKING. (See “INSURED’S DUTIES” in this policy booklet.) age For Damage To Your Auto. x�b```b``�``a``sdb@ !�+s\`@{e If there is an accident, contact your State Farm agent or one of our Claim Offices at once. If: (1) a dollar amount is shown, then we will pay the daily rental charge up to that dollar amount; (2) a percentage amount is shown, then we will pay that percentage of the daily rental charge. Yes, State Farm offers policyholders an umbrella insurance policy. A parent or guardian of the insured, if the insured is a minor or an incompetent person; 4. Learn vocabulary, terms, and more with flashcards, games, and other study tools. 0000187757 00000 n 7 The Liability Coverage limit for damage to property is shown on the Declarations Page under Liability Coverage Property Damage Limit Each Accident. Pay the cost to repair the covered vehicle minus any applicable deductible. Each coverage includes additional definitions only for use with that coverage. This exclusion does not apply to the first person shown as a named insured on the Declarations Page and that named insured s spouse who resides primarily with that named insured, while occupying a motor vehicle not owned by one or both of them; 3. This exclusion does not apply to: a. the use of a private passenger car on a share-the-expense basis; or b. an insured while occupying a non-owned car as a passenger; 5. These expenses must be reported to us before we will pay such incurred expenses. NORTH DAKOTA PERSONAL INJURY PROTECTION ENDORSEMENT For a covered "auto" licensed or principally garaged in, Preferred Auto Insurance Company, Inc. TENNESSEE PREFERRED AUTO INSURANCE COMPANY, INC PERSONAL AUTO POLICY WARNING Any person who knowingly provides false, incomplete or misleading information to an insurance, Business Auto Insurance Overview of Chapter 5, CPCU 4 I. About This Policy This is your automobile insurance, COMMERCIAL PROFESSIONAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. The deductible that applies to Collision Coverage is shown on the Declarations Page. CNET. 3. (1) above is yes, then 13 what is the amount of the compensatory damages that the insured is legally entitled to recover from the owner or driver of the uninsured motor vehicle? PLEASE READ IT CAREFULLY. This policy contains all of the agreements between all named insureds and applicants and: a. us; and b. any of our agents. (2) A CAR OTHER THAN YOUR CAR OR WHILE A PEDESTRIAN, IS THE HIGHEST UNINSURED MO- TOR VEHICLE COVERAGE LIM- ITS WHICH YOU HAVE ON ANY ONE CAR OR MOTOR VEHICLE OWNED BY YOU. (c) Each party will pay the cost of its own appraiser, attorneys, and expert witnesses, as well as any other expenses incurred by that party. The mission of State Farm is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. Most insurance companies use standardized insurance policies rather than creating their own from scratch. Supplementary Payments Comprehensive Coverage and Collision Coverage If Symbol D is shown on the Declarations Page and the covered vehicle sustains loss for which we make a payment under Comprehensive Coverage, or if Symbol G is shown on the Declarations Page. FOR LIABILITY ASSUMED UNDER ANY CONTRACT OR AGREEMENT; 12. c. Return the stolen covered vehicle to its owner and pay, as described in 1.a. All named insureds and applicants agree by acceptance of this policy that: a. the statements in 3.b. State Farm Fire and Casualty Company; and 3. K. "Newly acquired auto": 1. TO THE EXTENT THE LIMITS OF THIS COVERAGE EXCEED THE MINI- MUM LIMITS REQUIRED BY LAW FOR BODILY INJURY LIABILITY COVERAGE. 4. State Farm Group – 2018 Market Share: 17.59%. CARS OR MOTOR VEHICLES INVOLVED IN THE ACCIDENT. Insurance auto. Each and, Page 1 of 16 ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY Off-Road Vehicle Policy AU14055 Policy number Policy effective Policyholders Page 2 of 16 Table of Contents General Provisions... 3 Insuring, TENNESSEE PERSONAL AUTOMOBILE INSURANCE POLICY IMPORTANT Do not fail to notify the office of the Company of every accident however slight, immediately upon occurrence. Its 19,200 agents and 59,000 employees serve approximately 84 million policies and accounts – over 81 million auto, fire, life, health and … b. POLICIES; b. INSUREDS; c. CLAIMS MADE; d. CARS OR MOTOR VEHICLES IN- SURED; OR e. CARS OR MOTOR VEHICLES IN- VOLVED IN THE ACCIDENT. Insuring Agreements 1. Insuring Agreement We will pay: 1. medical expenses incurred because of bodily injury that is sustained by an insured and caused by a motor vehicle accident. State Farm Companies means one or more of the following: 1. Person means a human being. The limit shown under Each Accident is the most we will pay, subject to the limit for Each Person, for all damages resulting from bodily injury to two or more persons injured in the same accident. You also agree that replacement glass need not have any insignia, logo, trademark, etching, or other marking that was on the replaced glass. The Medical Payments Coverage provided by this policy applies as primary coverage for an insured who sustains bodily injury while occupying your car or a trailer attached to it. IF UNINSURED MOTOR VEHICLE COV- ERAGE PROVIDED BY ONE OR MORE SOURCES OTHER THAN THE STATE FARM COMPANIES ALSO APPLIES AS PRIMARY COVERAGE FOR THE SAME ACCIDENT, THEN WE WILL PAY THE PROPORTION OF DAMAGES PAYABLE AS PRIMARY THAT OUR APPLICABLE LIMIT BEARS TO THE SUM OF OUR APPLICA- BLE LIMIT AND THE LIMITS OF ALL OTHER UNINSURED MOTOR VEHICLE COVERAGE THAT APPLY AS PRIMARY COVERAGE. Policy Forms Used by the 10 Largest Private Passenger Automobile Insurance Groups in Nevada. The limit shown under Each Day is the most we will pay for the daily rental charge. Whether you are buying a new insurance policy or renewing your current policy, you must make many decisions about the coverage you need and how much you can pay. (See INSURED S DUTIES in this policy booklet.) ANY NON-OWNED CAR WHILE IT IS: a. (See INSURED S DUTIES in this policy booklet.) Covered Autos business auto form provides flexibility, Page 1 of 20 Motorcycle Policy AIU342 Policy number Policy effective Policyholders Page 2 of 20 Table of Contents General...4 When And Where The Policy Applies...4 Insurance Coverage In Mexico...4 Premium, CHAPTER 5 AN ACT SB 411 Relating to personal injury protection benefits; creating new provisions; and amending ORS 742.500, 742.502, 742.504, 742.506, 742.524 and 742.544. Loss does not include any reduction in the value of any covered vehicle after it has been repaired, as compared to its value before it was damaged. The third paragraph is replaced, MISSOURI PERSONAL AUTO POLICY Automobile Club Inter-Insurance Exchange 12901 North Forty Drive St. Louis, Missouri 63141 (314) 523-7350 A Reciprocal Insurance Exchange READ YOUR POLICY CAREFULLY This policy, 11 NYCRR 60-1.1 OFFICIAL COMPILATION OF CODES, RULES AND REGULATIONS OF THE STATE OF NEW YORK TITLE 11. Covered Autos II. If there is an accident, contact your State Farm agent or one of our Claim Offices at once. ANY PART OR EQUIPMENT OF A COVERED VEHICLE IF THAT PART OR EQUIPMENT: a. (f) We do not waive any of our rights by submitting to an appraisal. Throughout this policy, "you", GEICO ONE GEICO PLAZA Washington, D. C. 20076-0001 Telephone: 1-800-841-3000 Nevada Family Automobile Insurance Policy A-30-NV (02-08) SECTION I POLICY INDEX Page Liability Coverages Your Protection Against, POLICY NUMBER: COMMERCIAL GENERAL LIABILITY CG 04 19 01 96 THIS ENDORSEMENT CHANGES THE POLICY. ET, Monday through Friday for a … This exclusion does not apply to the maintenance or use of a private passenger car; 10. Trailer means: 1. only those trailers: a. designed to be pulled by a private passenger car; b. not designed to carry persons; and c. while not used as premises for office, store, or display purposes; or 2. a farm implement or farm wagon while being pulled on public roads by a car. 9828a. WHOSE BODILY INJURY RESULTS FROM THE DISCHARGE OF A FIREARM; 13. 2 ... State Farm Companies means one or more of the following: 1. IF UNINSURED MOTOR VEHICLE COV- ERAGE PROVIDED BY ONE OR MORE SOURCES OTHER THAN THE STATE FARM COMPANIES ALSO APPLIES AS EXCESS COVERAGE FOR THE SAME AC- CIDENT, THEN WE WILL PAY THE PRO- PORTION OF DAMAGES PAYABLE AS EXCESS THAT OUR APPLICABLE LIMIT BEARS TO THE SUM OF OUR APPLICA- BLE LIMIT AND THE LIMITS OF ALL OTHER UNINSURED MOTOR VEHICLE COVERAGE THAT APPLY AS EXCESS COVERAGE. Motorcycle Policy. Deciding Fault and Amount 1. a. Car means a land motor vehicle with four or more wheels, designed for use primarily on public roads. A SELF-INSURER UNDER ANY WORKERS COMPENSATION LAW, DISABILITY BENEFITS LAW, OR SIMILAR LAW. We do not pay the cost of the gas, oil, battery, or tire; and e. up to one hour of labor for locksmith services to unlock a covered vehicle if its key is lost, stolen, or locked inside the vehicle. FOR BODILY INJURY TO THAT IN- SURED S FELLOW EMPLOYEE WHILE THE FELLOW EMPLOYEE IS IN THE COURSE AND SCOPE OF HIS OR HER EM- PLOYMENT. Insuring Agreement We will pay compensatory damages for bodily injury an insured is legally entitled to recover from the owner or driver of an uninsured motor vehicle. Test. 12 EXCESS THAT OUR APPLICABLE LIMIT BEARS TO THE SUM OF OUR APPLICA- BLE LIMIT AND THE LIMITS OF ALL OTHER MEDICAL PAYMENTS COVER- AGE OR SIMILAR VEHICLE INSUR- ANCE THAT APPLY AS EXCESS COVERAGE. Newly Acquired Auto - How to Become the Owner. The mission of State Farm is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. LOSS TO ANY COVERED VEHICLE THAT RESULTS FROM THE TAKING OF OR SEIZURE OF THAT COVERED VEHICLE BY ANY GOVERNMENTAL AUTHORITY; 10.

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